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FasterMoney Prepaid Debit Cards can get you paid 2 days faster for direct deposits like pay checks and tax returns. Get the MetaWallet app to view card balance and transaction history, and it’s safer than cash with our lost/replacement card feature. Prepaid Debit Cards . Prepaid cards let you do many of the same things that you can do with a debit card tied to a checking account. Instead of having a bank account, however, you load funds onto your card and spend the money that you loaded. There are key differences between prepaid cards and bank accounts worth noting: